Tuesday, 7 June 2016

Fahour the Thief's Fan Club


https://ihatethenab.wordpress.com/tag/asic/

https://ihatethenab.wordpress.com/?s=fahour


Fahour teaching Australia Post perhaps?

Not sure if anyone remembers the timeline of events in my sorry tale of my battle with NAB – in 2006 we had a dodgy loan application approved (our real and one and only loan application was rejected by NAB – the acting bank manager failed to tell us and reapplied and even the second application showed we couldn’t afford the loan … NAB knew this and covered the whole lot up).  The CEO of NAB at the time was one Ahmed Fahour and NAB crime thrived under his regime.  I know for a fact that his brother made an offer to one of NABs victims after getting the information out of the ‘”Shit File” (NAB’s term not mine).  So Fahour knew all the dodgy things going on at the bank and even made sure his family benefitted from the con!
Anyway, fast forward to yesterday and something that happened where I now suspect that Australia Post has taken on this attitude of cover employee’s backsides all the way.  A couple of weeks ago I ordered an item online and was expecting delivery this week.  I was home all day yesterday and at about 4pm there was a knock at the door.  There was a man holding three parcels, one of them was open.  He asked if I was Rosie Cornell and when I told him I was he handed me the parcels and told me Australia Post had delivered them to him (he thought they were his).  He left his details with me and left.
First thing I did was phone the company I had ordered from to tell them what happened … after all, how many irate customers say their parcel hasn’t arrived and blame them?  Then I thought I would wait until morning before phoning Australia Post to enquire why my parcel was delivered to the wrong address and voice my displeasure (think about it … what if someone less honest had received the goods?  would you be happy?).  The plan changed when after 7pm I received 2 emails purportedly sent at 6am to tell me my parcel was in the van and at about 11am to say the parcel had been delivered.  Can you imagine how upset I would have been had I not known what happened to the parcel?  What’s the last Australia Post employee steals customers goods story you read in the paper or saw on the telly?
So this morning promptly at 8am I am on the phone to the centre which emailed me – was on hold for over 10 minutes.  Not good enough.  So I got in the car and drove to the centre.  It didn’t take very long to sort out and yes, they did figure out what happened before I told them I knew exactly where the parcel was.
However, here’s my point – points actually.  There isn’t a single part of me that believes that Australia Post was not in the process of covering up their employees mistake.  We all make mistakes and once you know it it can be fixed (usually) however, in sending out those two emails I think AP was starting to cover their collective behinds.  The Electronic Transactions Act 2003 states that the email is deemed to have been received when it was sent.  Regardless of the fact that I had indeed been signed into my email account earlier (without signing out again) and at 5pm sent an email (this generates an automatic download of received emails).  Had these emails been sent at the time stamped on them surely I would have received them earlier.  The law covers them perfectly (starting to sound familiar?  it is to me).
By the time I’d made it to the right person (in a separate building a street back) the company I’d ordered from had been in touch and no doubt by then Australia Post knew that I knew exactly what had happened to the parcel and they decided to come clean with the truth.
This is how warped NAB has made me – there is not a single part of me that believes there wasn’t a cover up in progress.  Do I believe the employee made a genuine mistake – yes, no question about that, we all make mistakes.  I also believe that the first response yesterday afternoon when Australia Post independently discovered that there was a signature missing so a parcel must have been delivered to the wrong addressee steps were taken to make sure it looked like I was lying.  No emails take that long to deliver – not over 12 hours – not in my experience.  The guy only signed for his parcels but was given mine – therefore only his address would have shown up.
Yes, this was the start of a cover up in NAB’s style – no doubt a scam Mr Fahour has taught the good people at Australia Post – he did after all learn from the best in the scam business.  I quite enjoyed my little adventure this morning, you see, I wasn’t worried because I had my parcel.  I knew exactly what had happened and I just wanted to know what they would do – and while they apologised for it happening I won’t pretend I believe it won’t happen again.  I must confess I loved the look on their faces when I told them I knew where the parcel was since I had it Smile with tongue out.
Best I can hope for is that next time a customer walks in wondering where their parcel that was supposedly delivered actually is – they’ll be wondering if the customer already knows exactly what happened.  I don’t mind people making mistakes what gets my goat is when there is zero accountability and they take the easy way out – cover it up and blame the customer.  Make the customer pay for their employees stuff up – who does it hurt other than some worthless customer?  Customers come and go but the dent in reputation well, that just gives off a whiff forever (although NAB pays good money for reputation).  It appears that there is no accountability these days – only shifting the blame to the hapless customer who doesn’t know the law or the way things should be.  Nasty bastards.
So here’s the second point I want to make – we are about to file writs in the Supreme Court and well, let’s just say that in the 2 and a bit years since we had our farm stolen by NAB I have made a lot of discoveries.  Amazing discoveries about the scam NAB has going, how it works, why it works.  I know so much that would have saved the farm had I only known it then.  However, I didn’t know it then but I know it now and well, this time I’m pretty sure that NAB hasn’t got the complete picture of what I do know and what I can prove in court.  The law firm does not know what I know and what I can prove in court.
When this all started the court appearances terrified me but this time things are a bit different.  This time I don’t have a lawyer and a barrister telling me the system won’t let me win.  This time I actually hold an ace or two and I’m looking forward to having it on record so other victims know how the scam works.  I, for one, am looking forward to this fight – thanks to everybody who has helped me put the puzzle together.
Any NAB customers who believe there was a problem with their loan get in touch – especially if you dealt with the Narrogin (WA) branch of the NAB about 2006.  There isn’t a part of me that believes things have changed at NAB (until I know the perpetrators of these crimes have been charged by police, found guilty by a court and they are serving their time I will not believe that there has been a change of guard within NAB).
I will never emotionally recover from what NAB did to me.  I will never be able to trust anybody again.  I do not trust … end of story.  I may have to deal with people, I may have to accept that things are what they claim they are … but I don’t trust.
However, I can live with it – I simply have to accept that this is how it is … what I cannot accept, what I will not stop fighting to prevent, is that NAB gets to ruin people’s lives wholesale all so that they do not have to be held accountable for their employees’ actions.  NAB would rather throw families into the gutter and trample them than admit that their employees acted in their own best interests and screwed over NAB’s customers.  Accountability – that’s all I want – NAB to accept that part of it’s Social Responsibility is to get corrupt employees charged with a criminal offence and to help the customer out, rather than destroy them in court.
At no time did my husband and I expect to have the debt wiped out – all we wanted was to be able to keep 1 farm (there were 2 involved but you will note that I only ever say NAB stole my farm – in my mind that is what they did – they stole 1 farm, my farm, my home, my life, my soul).  We tried putting in other offers so that we could re-negotiate the mortgage – we were always of the opinion that since we borrowed the money we would have to pay it back, at least a fair portion of it.  We wanted the chance to do that.  We wanted to pay our debt.  We have always paid our debts.  Shoot, we’re still being good little soldiers and paying off the NAB credit card – that’s because we owe this money.
We never knew that the court had the option of simply wiping the debt.  When we found that out it never made any sense – I mean we borrowed the money.  We bought the new farm.  The problem with our contract was that we signed it believing we could afford to pay it back – if you read through other posts talking about this or the website itself you will read that I always assumed that NAB approving the loan meant we could afford to pay it back.  Banks don’t lend money to people who can’t afford to pay it back do they?
Had we known that the documents clearly showed we couldn’t afford it we wouldn’t have accepted the loan.  We didn’t know this because NAB’s employee failed to tell us our loan was knocked back, failed to tell us that the loan application she managed to get approved (cute how she did that)  was not our original application; so we signed the contract in good faith.
Good faith; something sorely lacking in NAB’s actions.  Accountability – a foreign concept to NAB.  Honesty – they wouldn’t know it if it smacked them in the face.  Karma – something they are about to meet head on.
do yourself a favour … don’t bank NAB Winking smile

Was asked to post these:

Without Prejudice
The following documents were sent to me with a request to publish them, so here they are (will also put them up on ihatethenab.com and Nabpedia).  I’ll start with the letter addressed to Cameron Clyne CEO NAB and then the documents.  They were all sent to me as jpegs so I’m just adding them here as is.  I have not edited any of the documents – this is what I got.  The questions raised are relevant to every single Australian – why does NAB have access to Medicare records?  How is it that this information can be accessed by so many people?  If anyone can tell us what that is all about I would appreciate it.

MORE GAMES MR CLYNE??????
Today 28/2/12 my son asked me to transfer some money from his account to his Grandmothers account as he wanted to replace her tilt and lift chair that she had broken.He wanted to use his card later at work and this was the easiest way of doing it. Just for the record I have signing Authority on all my childrens accounts and my Mothers. My Mother has signing authority on my account also. I suggest you check on Sigver Mr Clyne.
As this purchase was from a Private Buyer, I went to withdraw the cash at a ATM it was rejected….reason Unauthorised usage. I tried again I got the same Message. (Refer to Printout receipts from ATM.) I would like to point out that my mother is ill as you well know and 87yrs old. Check out Ref 1856771 on your mycybertwin.com/ui/view chat.jsp. I would appear that section on Internet Banking is useless.
I would like to let you know that we got the chair, so your little game of blocking Mums Flexi Card did not work.
All my family have been down the road of the NAB changing our Account Types for 15mths when Stewart and Fahour were at the steering wheel. There was also the deposit I made at Australia Post but I will mention that later.
So Mr Clyne I have decided that the GAME in on. I intend to show just how depraved and sadastic this Bank really is.
First I will start with MEDICARE who was Tony Abbott’s portfolio when this happened. Medicare refuse to inform me why my medical information had been accessed and to whom the information had been given to. I even had one visit to a doctor12/5/06 where my medical information had been accessed by 3 different people form 3 different states. I found out from the Public Service Gazette what state these people came from and their APS level. I would also like to add that an alert had been placed on my name in 2004. Is this why I can’t receive medical treatment from the injuries caused by the NAB??? Is this the reason John Howard raced the NAB into the Comcare System? What give this “Bank” the right to control some ones health. You donate to the Murdock Foundation but this is what you do to your staff. I call that double standards or is it making sure that no adverse publicity is ever printed.
More to come….. A lot more.
IMG_0001IMG_0002IMG_0004IMG_0003IMG_0005IMG_0006IMG_0007IMG_0008IMG_0009IMG_00010IMG_00011my investigations

The week in review

Just a quick update on what’s happening in my world.  I have been busy doing assignments and keeping up with all things NAB – there’s certainly been a lot of action on Matt Norman’s case – sweet Smile.
As for me, before Christmas I had yet another go at getting something official happening so I wrote a letter to WA Attorney General Christian Porter to ask if perhaps his office could intervene.  I raised 2 issues with him and received a reply early in the New Year – advising me that since I now had new evidence perhaps I could approach WA police and have an investigation into NAB employee fraud started.
Yesterday I finally checked the mail again (who can be bothered eh? twice a week is enough imho) and there was a second response from Mr Porter.  Perhaps my story shocked him enough that he continued to think about what happened to me and decided that perhaps there was something he could do after all? Nerd smile
The letter informed me that since this matter is within Commonwealth jurisdiction that he had forwarded my information to Mr Swan, the information was also forwarded to the WA Legal Practice Board.  I still have no faith in the system we have in place but I hope that since Mr Porter felt strongly enough about the issues I raised with him to forward this information for consideration by others that something will indeed be done.  Perhaps NAB will at long last be exposed for all their shonky dealings. Open-mouthed smile
Speaking of NABs shonky dealings, I’ve been thinking about who is likely to be in the CBA document running this scam.  I’m sure members of the board have to be involved but I’m not convinced Mr Clyne is all that clued in.  This scam has been running for over 20 years – perhaps a look into NABs legal department might reveal some long-term employees who have benefitted mightily from these activities?  I understand former CEO Ahmed Fahour was in on it – I have information that his brother tried to acquire certain properties in the ‘shit files’ – how could he have done that without inside information?
I have been known to be wrong about many, many people, friends have let me down, professionals have ‘done me over’ but even though there isn’t anything about Clyne that makes me think he’s above board I also have nothing that points to him being fully aware of the dodgy dealings.  Still,  if Fahour was dodgy,  why not Clyne?
From information on Matt’s website I’ve gathered NAB are looking for the mysterious Ashwarti too – perhaps someone has finally twigged that there are some very, very rotten apples within NAB and all their victims haven’t been exaggerating when they’ve screamed fraud and set-up!  I don’t know if I’m on the right track with this thought but perhaps Clyne is seriously not aware of all that has been happening – where would he get the information from?  Try getting document discovery from NAB and you’ll get nothing – how easy would it be to play with Clyne?  So what if he’s the CEO – he wouldn’t be the first guy at the top installed to take the fall for the real crims now would he?
As a victim (I really do hate that word and I try not to hate too much Winking smile ) of NAB employee fraud I hope that Mr Clyne was put in this position to clean out the rot.  I hope that this is simply a case of the crooks feeding him misinformation directly to make sure he stays in the dark for the duration of his tenure.  I hope he does find them and have them charged with criminal offences.  Then I hope he has the decency to convince the board to pay compensation for those of us who have lost everything to this massive fraud.  Ah, my happy bubble – truly it lives Surprised smile.
I almost died over this – I’m one of the lucky ones, I didn’t succeed but how many didn’t survive?  NAB is responsible for many deaths – I’d like to see the bastards that hounded victims to their graves charged with murder.  Time that the words Corporate Responsibility meant something more than simply shareholder interests.
My life has been destroyed – tomorrow is the 2nd anniversary of our loss at Appeal – I am still alive but I do not live.  I am incapable of feeling love, incapable of trusting, unmotivated to try again to make my life into something worthwhile – because deep inside I know that the minute I have something that makes me happy and life worth living some jerk will want to own it and steal it from me.  It’s happened before, it can happen again. Sad smile
All I hope for is that I get paid compensation for all that has been lost and that it is an amount that is actually punitive to the bank that made it happen.  In asking that Karma visits every single individual who knowingly screwed me over I’m taking the chance that I might ‘get bit’ too – but hell, it can’t get any worse than it already is – let all those who took from me with no consideration for how that would affect me now pay the piper – and let his bill be exorbitantly high Surprised smile.
While I wait for a response from various departments as well as the Universe – do yourself a favour … don’t bank NAB Winking smile
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